What Should I Do if the Insurance Company Offers a Settlement That Seems Too Low?
If you’ve been injured by someone else’s negligence, you will rely on your personal injury settlement to fairly cover your physical, financial, and emotional losses in support of your ability to regain your health and well-being. If, however, the insurance company comes back with a settlement offer that doesn’t strike you as adequate, it can directly affect your future. When it comes to obtaining the compensation to which you’re entitled, working closely with an experienced Florida personal injury attorney is always to your advantage.
The Involved Insurance Company
While it’s true that the insurance company handling your claim is paid to do so, it’s important to keep in mind that they are in the business of turning huge profits and that they are able to do so by keeping their settlements low. If the settlement you’ve been offered seems low, it’s because it almost certainly is. Your seasoned personal injury attorney will spare no effort in their fight for just compensation that covers your complete losses.
Beware Early Settlement Offers
You’ve been injured by someone else’s negligence, and your bills are piling up while your earnings may have stalled – and the stress and uncertainty involved can leave you feeling desperate. The insurance company handling your claim is well aware of your predicament, and they’re not above taking advantage of it. If they swoop in with an early settlement offer, it’s a clear sign that they are attempting to make your claim go away before you recognize the full extent of your losses.
Your Covered Losses
The losses you can seek compensation for in a personal injury claim include:
- Property damage to your vehicle, such as in a traffic accident that was caused by a drunk, distracted, or speeding driver
- Your medical bills, which may need to address ongoing healthcare needs, such as those related to treatment or procedures required in the future, to secondary health concerns, or to health complications that may arise
- Your lost earnings, which may include lost earning potential
- Your pain and suffering, which can complicate your other losses and can exceed them in terms of overall impact
Your Attorney’s Role
Your solid personal injury claim will be built on evidence that demonstrates the at-fault party’s responsibility for your losses, and that clearly outlines the full range of covered losses you experienced. Your savvy personal injury attorney will gather and skillfully compile all the evidence necessary to achieve these two primary goals – in addition to all the following:
- Ably negotiating with the insurance company for just compensation
- Cutting through the insurance company’s attempts to settle low
- Being more than ready to take your case to trial if the insurance company won’t negotiate fairly
An Experienced Florida Personal Injury Attorney Can Help
The formidable personal injury attorneys at Matthews Injury Law – serving Tampa, Sarasota, and Seminole, Florida – have reserves of experience successfully resolving even the most challenging personal injury claims, and we’re here for you too. For more information about what we can do to help, please contact us online or call 813-530-1000 today.