What if the Accident Occurred Due to Poor Road Conditions?
Each year, roughly 24% of traffic crashes in the U.S. are attributed to snowy or icy conditions, but Florida faces its own share of inclement weather-related accidents. If an accident occurs due to poor road conditions, an insurance carrier is unlikely to blame Mother Nature for the incident and claim that all is forgiven. If you or the other driver sustained damages, a claims adjuster is bound to determine where negligence lies.
Our car accident attorneys in Tampa, FL, outline the factors considered by insurance companies when determining negligence in the presence of inclement weather.
Following Distance
Even if conditions are treacherous, you could still be held liable if your following distance is too close. If road conditions are slippery, you will likely have less traction, which can increase your stopping time. In the event of light rain or during low light conditions, it is best to allow a following distance of four to five seconds. During snow, sleet, or freezing rain, your following distance should be increased. Moreover, your following distance should be increased anytime visibility is reduced, which includes traveling in dense fog.
Speeding
Posted speed limits apply on dry roads, not in poor conditions. In slippery or wet conditions, you will have less control of your vehicle, which makes speeding a more significant issue. Generally, it is recommended that you decrease your speed by one-third on slippery or wet roads and by at least one-half on snowy roads.
Vehicle Maintenance
If you regularly neglect to check your oil, rotate your tires, or attend to other maintenance items, beware. An insurance company may find you negligent for an accident in adverse conditions if a lack of vehicle maintenance caused your crash. Twice per year, it is wise to check the condition of your tires, brakes, and brake lights. Taking these preventive steps now can save you from having to pay for damage to another person’s vehicle down the road.
Headlight Usage
Florida Statute §316.217 requires drivers to use headlights in rain, foggy conditions, or when smoke is present. Florida law also states that your headlights must be mounted between 24 and 54 inches above the road surface, emitting only white light (with no tinge of color). Violation of the law constitutes a traffic infraction, punishable by a fine and potential points added to your license.
Distractions
If you were changing the radio station or applying makeup, this information is likely to come to light when your insurance investigates your claim. Eliminate distractions while driving in poor conditions, instead keeping your complete attention on the road.
Our Car Accident Attorneys in Tampa, FL, Advocate for You
Poor conditions require that motorists take extra precautions to keep themselves and other road users safe. If you have been injured due to another driver’s negligence, you may be entitled to compensation for lost wages, medical expenses, and vehicle repairs. At Matthews Injury Law, we are dedicated to helping injured parties recover accident-related expenses, enabling them to get back on their feet. To schedule a free consultation with a Tampa car accident lawyer, contact our office online or by phone.