How Can I Protect My Rights When Dealing with an Insurance Company
After you’ve been injured in an accident, in addition to dealing with various medical professionals, you’ll also have to deal with insurance companies. While the insurance company representatives have been friendly with you when you purchased your policy, the claims department is an entirely different story.
You might expect an insurance company to protect your rights as a claimant and act in your best interests, but this often does not happen. Instead, insurers are businesses that preserve profits by minimizing claim payments. This means the insurance company might take all possible steps to pay you less than you truly deserve.
Knowing and protecting your rights following an accidental injury is challenging. The best thing to do is seek help from an experienced Florida car accident attorney.
Insurance Companies Can Challenge Your Right to Compensation
The law gives you the right to seek compensation following many types of accidents and injuries. You might file a claim with your own personal injury protection (PIP) coverage following a car crash, with the insurance provider of an at-fault party, or both. In any situation, you cannot expect the insurance company to automatically uphold your rights.
Instead, insurers will challenge your entitlement to compensation however possible. They might:
- Question liability for your accident
- Doubt the severity of your injuries
- Challenge whether you needed all the medical treatment you received
- Claim you had preexisting injuries
- Assert that you did not properly mitigate your losses
You need someone who knows how to stand up for your rights in the face of insurance challenges. You want to have an experienced car accident lawyer handling all communications and negotiations regarding your claim. This is the best way to protect your rights to insurers.
Insurance Companies Don’t Want You to Hire a Lawyer
An insurance adjuster might try to convince you that you don’t need legal representation. They know it is easier to pay less when you are handling your claim alone. They know a lawyer has the knowledge and resources to protect your rights to full compensation.
Never take an adjuster’s word regarding legal representation. Instead, seek a free consultation with our attorneys. We will inform you honestly whether your case requires legal services to protect your rights. Otherwise, you might end up with far less compensation than you deserve.
Learn Your Rights and Options by Consulting with a Car Accident Lawyer Today
Do not listen to insurance adjusters when they tell you there is no need for an attorney. This is often a sign that you should consult with an attorney right away. At Matthews Injury Law, we help many injury victims through the insurance claim process following car accidents, truck crashes, motorcycle accidents, pedestrian accidents, slip and falls, and more.
Considering you’ll pay nothing out of pocket for legal fees, you truly have nothing to lose by speaking with our team. Learn your insurance claim rights today by calling our office directly or using our online contact form.